On 15th September 2020 the Financial Conduct Authority (FCA) published the outcome of its un precedented and well-publicised business interruption (BI) insurance test case. The FCA represented the interests of policyholders. Eight insurers were involved, including Hiscox Insurance Company, and 21 different policy wordings were examined in detail. The FCA have stated that up to […]
As 2020 starts to draw to a close, our focus turns to the future and what 2021 will hold; we are incredibly excited to announce that the Aesthetics Business Conference (ABC) will be making a return on 7 June 2021. After postponing our 2020 event earlier this year due to the pandemic, we are planning […]
We are delighted to announce that Hamilton Fraser Total Landlord Insurance is through to the final of the Insurance Choice Awards and another step closer to retaining the title of ‘Best Landlord Insurance Provider’ for a fourth year running. We are up against Endsleigh and Let Alliance to win and our customers can continue to […]
With most practitioners now having returned to work following the COVID-19 pandemic, it is so incredibly important that they comply with patient safety and public protection standards. Therefore, we at Hamilton Fraser Cosmetic Insurance are excited to announce a new partnership initiative with the Joint Council for Cosmetic Practitioners (JCCP), which will offer new policy […]
As voting opens for this year’s Insurance Choice Awards, Hamilton Fraser Total Landlord Insurance, winner of ‘Best Landlord Insurance Provider’ for 2017, 2018 and 2019, has once again been nominated and will compete against some of the industry’s largest providers to retain their title. As part of the Hamilton Fraser family, which includes mydeposits, the […]
Following in-depth discussions and a review of the industry specific guidance that has been published, Hamilton Fraser Cosmetic Insurance and Cosmetic Insure can now provide the following guidance to the medical aesthetic sector relating to medical indemnity/malpractice insurance policies. Before you make any decision to reopen you should carefully consider all of the applicable guidance […]
During these difficult times, at Hamilton Fraser Cosmetic Insurance we are working as hard as we can to provide advice and support to our practitioners. The majority of the country has been in lockdown since the end of March and we are now starting to see the number of new cases of COVID-19 fall. While […]
In light of the current climate and unprecedented time we find ourselves in, the team at Hamilton Fraser Cosmetic Insurance have been closely monitoring the evolution of the Coronavirus (COVID-19) pandemic. In addition to this, we have taken into account all of the advice and recommendations provided by the World Health Organization (WHO) as well […]
During these difficult times, we are working as hard as we can to provide advice and support to our clients and policyholders. We recognise that all businesses throughout the UK are facing unprecedented challenges, regardless of the industry or sector they are operating in. The medical aesthetics sector is finding it particularly hard due to […]
The housing market is evolving. Renting for many is becoming a lifestyle choice rather than a necessity. It is this positive attitude shift that opens up a number of different, and practical, avenues for the modern renter, and their landlords, as a long term viable alternative to home ownership. Despite this, whether you buy or […]