
Experts in Specialist Insurance
Since 1996, Hamilton Fraser has provided specialist insurance products for the private rented property sector and the cosmetic and aesthetic practitioners industry. Our dedicated experts excel at delivering high quality customer service and tailored insurance policies that meet your business requirements. With more than 20 years of experience, we understand our markets which helps us to provide you with relevant and competitive insurance solutions that support you in running successful and professional businesses.
What we do
Insurance Services
We partner with the most secure UK insurance companies to ensure comprehensive and competitive cover is in place for our customers. We have a dedicated claims teams who are just one call away should the unthinkable happen. We offer a more bespoke service for larger and more complex risks including business reviews and risk management advice.

Landlord Insurance
Providing competitive and comprehensive cover for landlords since 1996 including buildings, loss of rent and liability insurance.
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Commercial Property
Commercial property insurance tailored exactly to your specification and budget, including single property or portfolio landlords.
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Professional Indemnity
Comprehensive insurance to protect your business against claims of negligence when your service fails to meet expectations.
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Cosmetic Insurance
Industry leading medical indemnity and business insurance services for cosmetic and aesthetic practitioners.
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Tenancy Deposit and Client Money Protection
Since 2007 Hamilton Fraser has provided this specialist protection via its government authorised schemes. We insure landlord and tenant monies held by some of the UK’s largest managing and letting agents as well as protecting tenant money on behalf of more than 150,000 landlords throughout the UK and Channel Islands.

Tenancy Deposit Protection
mydeposits offers a simple deposit protection solution for landlords and letting agents via it’s insurance and custodial schemes both of which offer free and impartial dispute resolution at the end of the tenancy.

Client Money Protection
Client Money Protect is a membership scheme open to managing and letting agents that secures landlord and tenant money if it is stolen or misappropriated by their agent whilst in their custody and control.
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Legal and Redress Services
Hamilton Fraser has been operating independent redress and third party escalated complaint schemes since 2014 for both the private rented property and cosmetic sectors. In June 2017, HF Resolution Ltd, a subsidiary of Hamilton Fraser, acquired one of the industry’s leading tenant eviction solicitor firms, Landlord Action.

Property Redress Scheme
An ombudsman membership scheme for letting and estate agents authorised by the Chartered Trading Standards Institute.
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Cosmetic Redress Scheme
A voluntary membership scheme for all cosmetic and beauty professionals to help you comply with European dispute resolution requirements.
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Landlord Action
The first ever fixed-fee tenant eviction service founded in 1999. We can assist you with problem tenants, squatters, rental debts and other housing law matters in England and Wales.
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Latest News
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There is no doubt that a business cannot survive in today’s marketplace without having to grow and adapt to the current business climate. There is, however, some debate as to the best methods of measuring ‘growth’ in your business and its
Posted: 16th October 2017Total Landlord Insurance wins “Best Landlord Insurance Provider”
Hamilton Fraser Total Landlord Insurance has won ‘Best Landlord Insurance Provider’ at the Insurance Choice Awards against some of their largest industry competitors, including Direct Line for Business and Simple Landlords Insurance. The Insurance Choice Awards help consumers to find the
Posted: 13th October 2017Stick or Twist: Maintain or Innovate? – view from Eddie Hooker
So far we’ve discussed how to start a successful business, get your first customer and employ your first employee. Now you’re asking “Should I innovate and ‘pivot’ or should I stick to what we are good at?” Before we go any further,
Posted: 22nd August 2017Latest Tweets

We hope the weather hasn't dampened your St David's day! We're having a blast! #StDavidsDay pic.twitter.com/HLHjjBYAdA

We had a great night with great people. Thank you all for joining the Hamilton Fraser Champagne Bus Tour 💂🇬🇧 pic.twitter.com/N9yJcT9Zg9

We are pleased to announce that we have successfully re-certified Cyber Essentials for another year!… twitter.com/i/web/status/9…