Safeguard your business with commercial insurance

Whether you are running a small, independent business or a large corporation, having the right insurance cover is essential. To make sure that we are able to meet your specific requirements and needs, we have a selected panel of recognised insurers who offer a wide variety of commercial insurance policies including combined business packages, liability, directors and officers, engineering and motor fleet.

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Who are Hamilton Fraser?

Hamilton Fraser have over 25 years' of experience in the insurance industry. We offer and offer a range of services to complement the individual needs of our customers throughout the property sector.

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protecting the future

Why would you choose us?

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Why choose us?

Outstanding customer service

Our team of expert advisers have an excellent understanding of commercial insurance and are on hand to offer practical guidance

Policies designed for your needs

We have a panel of recognised insurers who offer a wide variety of policies to make sure that we meet your specific requirements

Help safeguard your investment

We offer commercial insurance to protect your business investment whether you own a commercial building, shop or office block

Comprehensive commercial cover

Covered for a wide range of risks, including accidental damage and theft. Rest assured you are protected should the worst happen

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What does our commercial insurance policy cover?

Property damage
Protects the insured company’s buildings and contents against loss or damage from a range of insured perils
Business interruption
Protects the insured against loss of income from being unable to trade as a result damage from a range of insured perils
Employer's liability
Protects the insured against legal costs incurred in defending the allegation; and damages from any award or settlement
Public liability
Protects the insured against legal costs incurred in defending the allegation; and damages from any award or settlement
Product liability
Protects the insured against legal costs incurred in defending the allegation; and damages from any award or settlement
Stock in transit
Protects the insured against damage to property such as goods, merchandise and tools in transit with vehicles owned by or operated by the insured, or in the custody or control of a third-party carrier
Cyber insurance
Is a specialty insurance product, designed to cover and protect business and individuals from online risk, particularly from risks relating to information technology infrastructure systems and networks
Directors' and officers'
Protects the insured against legal costs incurred in defending the allegation
Corporate legal
Protects insured persons against legal costs incurred in defending the allegation; and damages from any award or settlement
Employment indemnity
Protects the company against legal costs incurred in defending the allegation; and damages from any award or settlement
Crime insurance
Protects the company against financial loss from the theft of property, money or securities by an employee
Professional indemnity
Protects your company against legal costs incurred in defending the allegation; and damages from any award or settlement
Business fleet insurance
Protects from an accident causing damage or injury. Comprehensive cover will provide for damage to your car, van or haulage vehicle
Property damage

Protects the insured company’s buildings and contents against loss or damage from a range of insured perils

Employers Liability

Protects the insured against legal costs incurred in defending the allegation; and damages from any award or settlement

Public Liability

Protects the insured against legal costs incurred in defending the allegation; and damages from any award or settlement

Product Liability

Protects the insured against legal costs incurred in defending the allegation; and damages from any award or settlement

Stock in Transit

Protects the insured against damage to property such as goods, merchandise and tools in transit with vehicles owned by or operated by the insured, or in the custody or control of a third-party carrier

Cyber Insurance

NEEDS UPDATING - Protects the insured against damage to property, such as goods, merchandise and tools, in transit by vehicles owned by or operated by the insured, or the custody or control of a third-party carrier

Directors and Officers

Protects the insured against legal costs incurred in defending the allegation

Corporate Legal

Protects insured persons against legal costs incurred in defending the allegation; and damages from any award or settlement

Employment Practices

Protects the company against legal costs incurred in defending the allegation; and damages from any award or settlement

Crime Insurance
Protects the company against financial loss from the theft of property, money or securities by an employee
Professional Indemnity

Protects your company against legal costs incurred in defending the allegation; and damages from any award or settlement

Business Fleet Insurance

Protects from an accident causing damage or injury. Comprehensive cover will provide for damage to your car, van or haulage vehicle

Our insights

Over the years we have gained some experience. Every week we like to share them with you. Check in with our blog.

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The importance of insurance with Nicola Bowtell

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