Home and contents insurance

Protect your home with competitive home insurance from Hamilton Fraser. Call for a quote today.

Get a quote 0345 310 6336

Home insurance

From a one bedroom flat to a mansion worth £10 million, your home is your haven and you can rest assured that our home insurance will protect your home both inside and out – covering your buildings, contents, personal possessions and any specified items (such as jewellery) anywhere in the world.

Should an accident happen to your home and it is damaged by fire, flood, burst pipes or burgled, an experienced and good quality home insurance provider could save you a lot of aggravation, expense and heartache.

We can also include cover if you have lodgers living with you, or as a lot of people are these days, you are working from home. We can not only arrange cover if your work is purely clerical, we can also cover homes where you have a workshop, surgery or running a business such as mail order or web design.

Our dedicated team of household underwriters have over 60 years of experience and are committed to providing high quality customer service and a tailored home insurance policy to suit all your needs.

“I would like to take this opportunity to thank you and the team at Hamilton Fraser for the speed, efficiency and professionalism you all showed when dealing with insuring our new home.

Buying a home is listed as one of the 3 most stressful experiences a person can go through in their life for good reason. A member of your team called us in a timely manner and was extremely helpful, insightful and knowledgeable in all aspects of what we needed. All our questions were answered and a very competitive and comprehensive quote was provided in good time which we were happy to proceed with and have one more job ticked off our list.”

– Lucy and Ricardo

Get a home insurance quote

Tailored UK home insurance starting from just £115 a year

  • We have our own delegated and bespoke scheme backed by a panel of major insurers to offer extremely competitive pricing
  • Can accommodate for up to 6 lodgers – up to 3 at no extra cost
  • Cover for occasional lets, short term holiday lets and working from home
  • Tailored high net worth or non-standard home insurance options available
  • Add home emergency and legal expenses cover for just £27 and £20 each respectively
  • Additional discounts available for NRLA members and existing Hamilton Fraser customers

Get a home insurance quote

Tailored UK home insurance starting from just £115 a year

Get a home insurance quote

Tailored UK home insurance starting from just £115 a year

  • Assumptions

    To make getting a quote quick and easy, we’ve made some assumptions about you and your rental property for this policy

    Before you buy a home insurance policy you must be aware of the importance of meeting the following criteria:

    • You must take reasonable steps to prevent loss or damage and keep the buildings in a good state of repair
    • You must tell Hamilton Fraser within 14 days of becoming aware of any changes to the property such as renovations or occupancy
    • The sums insured should be a true reinstatement cost of the property insured and adequate replacement of all contents in the property (as new)