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Specialist insurance for the hair and beauty industry

As leading providers for 25 years, we recognise the importance of a bespoke policy that doesn’t compromise on cover. Whether you are a hairdresser or a beauty therapist offering a range of services and treatments, we can provide comprehensive protection to suit your business needs.

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Recommended by HABIA

Habia LogoWe’re delighted that the Government approved Hair and Beauty Industry Authority (HABIA) have selected Hamilton Fraser Cosmetic Insurance as their recommended insurance provider.

From just £112.00 (including Insurance Premium Tax) we can cover treatments such as hairdressing, ear piercing and holistic therapies.

From £224.00 (including Insurance Premium Tax) we can cover advanced beauty treatments including micro needle therapy, dermaplaning, radio frequency electrolysis, microdermabrasion and more.

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Why choose us?

  • An experienced in-house claims team, to assist you in the event you receive a complaint or formal claim via a solicitor
  • Personal accident cover paying up to £250 weekly for up to two years, if you can’t work due to a physical injury
  • No administration fees for amends to your policy or providing additional copies of your documents via email
  • Extended reporting period, allowing you to report any incidents or claims for up to five years after you have permanently ceased trading

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