UK's leading cosmetic insurance partner
Since 1996 we continue to be the UK’s leading provider of medical malpractice insurance to the aesthetics sector.
Get a quoteSince 1996 we continue to be the UK’s leading provider of medical malpractice insurance to the aesthetics sector.
Get a quoteMedical malpractice insurance is designed to protect you, the practitioner, against allegations of malpractice and negligence whilst administering aesthetic treatments.
Without adequate cover, you will be left to defend any allegations personally, which could incur significant legal costs.
Hamilton Fraser insures medics and non-medics, including doctors, dentists, dental therapists, dental hygienists, nurses, operating department practitioners, physiotherapists, podiatrists, paramedics, pharmacists and beauticians, for a wide range of aesthetic treatments depending on background and training.
Treatments we cover range from essential to more specialised cosmetic practices, from injectables and breast augmentations, to a variety of beauty treatments.
Non-medics are aesthetic practitioners without a medical background or training. Hamilton Fraser can insure non-medics to carryout specific treatments subject to training requirements, but we don't insure non-medics such as beauty therapists or dental nurses for injectable treatments. We can only provide cover for dermal filler within your medical malpractice insurance policy if you are a qualified healthcare professional.
Practitioners are individuals who are actively engaged in practising aesthetics. Hamilton Fraser can insure practitioners to carry out specific treatments, depending on their background and training and whether they are medics or non-medics.
We can provide public liability and salon insurance for all practitioners.
A nurse is a person who has completed a degree in nursing and is registered with the Nursing and Midwifery Council (NMC).
Hamilton Fraser can insure nurses for a wide range of aesthetic treatments depending on background and training.
We offer insurance for both essential and more specialised cosmetic practices, from injectables and breast augmentations, to a variety of beauty treatments.
Select your profession below to see which treatments we cover, and which treatment group is right for you.
With over 25 years' experience, we are the industry's leading provider of cosmetic insurance services and were the first to offer medical malpractice insurance specific to the cosmetic industry. As a leader in the market, we attend key events and conferences throughout the year and share our knowledge with aesthetic practitioners.
Learn more about usOur team of expert advisers have an excellent understanding of aesthetic insurance and are on hand to offer practical guidance
We provide tailor made insurance to protect you, your aesthetic clinic and the specialist aesthetic equipment you use
We share our knowledge and expertise through CPD accredited presentations at events and in specialist guides and facts sheets to help raise awareness
We work with leading organisations within the aesthetic sector and pride ourselves in playing an important role in raising standards across the industry
We have grouped all the treatments we insure into risk categories to help select the level of insurance protection you need. You can perform all the treatments listed in the treatment group you select, including all treatments prior to your selection, providing you have the relevant theoretical and practical face to face training and qualifications. Please note that in respect to all injectable training, this must be provided by a Medical Professional. If you do not see a treatment you would like to perform, please get in touch with us.
To find out more please contact us at 0345 634 3881 or email us at cosmeticsales@hamiltonfraser.co.uk.
You can also get a full quote, where all professions are stated here:
Get a quoteThis covers the core treatments for all aesthetic practitioners.
Essential+ covers treatments carried out within the essential package in addition to:
Laser covers treatments carried out within the essential and essential+ packages in addition to:
Comprehensive covers treatments carried out within the essential, essential+, and laser packages in addition to:
Specialist offers the widest scope of treatment cover for aesthetic practitioners. Incorporating treatments from our other packages as well as:
This covers the core treatments for all aesthetic practitioners.
Essential+ covers treatments within the essential package in addition to:
Laser covers treatments within the essential and essential+ packages in addition to:
Comprehensive covers treatments within the essential, essential+, and laser packages in addition to:
Specialist offers the widest scope of treatment cover for aesthetic practitioners. Incorporating treatments from our other packages and also:
This covers the core treatments for all aesthetic practitioners.
Essential+ covers treatments within the essential package in addition to:
Laser covers treatments within the essential and essential+ packages in addition to:
Comprehensive covers treatments within the essential, essential+, and laser packages in addition to:
Specialist offers the widest scope of treatment cover for aesthetic practitioners. Incorporating treatments from our other packages as well as:
This covers the core treatments carried out by beauty practitioners.
Beauty+ includes additional beauty treatments, as well as the Beauty group of treatments.
This covers the core treatments carried out by all aesthetic practitioners.
Essential+ covers treatments within the essential package in addition to:
For all other professions, please visit our online quote. After selecting your profession, a list of all available treatment groups will be shown and you will be able to proceed with your quote.
Alternatively, contact the team directly on 0800 634 3881 or email at cosmeticsales@hamiltonfraser.co.uk.
Get a quoteOver the years we have gained some experience. Every week we like to share them with you. Check in with our blog.
We provide bespoke cover designed for the individual needs of your business including:
Clinic, salon and surgery insurance
Whether you own or lease a premises, it is important to have the right cover in place to protect your assets
Cyber liability insurance
Protection to insure you against cyber and data breaches that could cause loss of vital business services
Directors' and officers' insurance
Designed to protect you from failure in your duties to manage your business effectively
We pride ourselves on our excellent customer service and our customer testimonials reflect this. Here is what they have to say about their experience of being insured with Hamilton Fraser.