Please note our telephone lines are closed on Friday 17 November 2023 for a training and communication day across the HFIS Group

Please note our telephone lines are closed on Friday 17 November 2023 for a training and communication day across the HFIS Group

Please note our telephone lines are closed on Friday 17 November 2023 for a training and communication day across the HFIS Group

UK's leading cosmetic insurance partner

Since 1996 we continue to be the UK’s leading provider of medical malpractice insurance to the aesthetics sector.

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What is cosmetic insurance?

Medical malpractice insurance is designed to protect you, the practitioner, against allegations of malpractice and negligence whilst administering aesthetic treatments.
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The importance of medical malpractice cover

Without adequate cover, you will be left to defend any allegations personally, which could incur significant legal costs.

Learn more about our cover

Who do we insure?

Hamilton Fraser insures medics and non-medics, including doctors, dentists, dental therapists, dental hygienists, nurses, operating department practitioners, physiotherapists, podiatrists, paramedics, pharmacists and beauticians, for a wide range of aesthetic treatments depending on background and training.
Treatments we cover range from essential to more specialised cosmetic practices, from injectables and breast augmentations, to a variety of beauty treatments.
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Non-medics

Non-medics are aesthetic practitioners without a medical background or training. Hamilton Fraser can insure non-medics to carryout specific treatments subject to training requirements, but we don't insure non-medics such as beauty therapists or dental nurses for injectable treatments. We can only provide cover for dermal filler within your medical malpractice insurance policy if you are a qualified healthcare professional.

Healthcare practitioners

Practitioners are individuals who are actively engaged in practising aesthetics. Hamilton Fraser can insure practitioners to carry out specific treatments, depending on their background and training and whether they are medics or non-medics.

We can provide public liability and salon insurance for all practitioners.

Nurses

A nurse is a person who has completed a degree in nursing and is registered with the Nursing and Midwifery Council (NMC).

Hamilton Fraser can insure nurses for a wide range of aesthetic treatments depending on background and training.

How much is aesthetic insurance?

We offer insurance for both essential and more specialised cosmetic practices, from injectables and breast augmentations, to a variety of beauty treatments.
Select your profession below to see which treatments we cover, and which treatment group is right for you.

Learn more about our cover

Who are Hamilton Fraser?

With over 25 years' experience, we are the industry's leading provider of cosmetic insurance services and were the first to offer medical malpractice insurance specific to the cosmetic industry. As a leader in the market, we attend key events and conferences throughout the year and share our knowledge with aesthetic practitioners.

Learn more about us
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Why choose us?

Outstanding customer service

Our team of expert advisers have an excellent understanding of aesthetic insurance and are on hand to offer practical guidance

Comprehensive insurance cover

We provide tailor made insurance to protect you, your aesthetic clinic and the specialist aesthetic equipment you use

Extensive industry knowledge

We share our knowledge and expertise through CPD accredited presentations at events and in specialist guides and facts sheets to help raise awareness

Supporting the aesthetic sector

We work with leading organisations within the aesthetic sector and pride ourselves in playing an important role in raising standards across the industry

Explore our treatment groups

We have grouped all the treatments we insure into risk categories to help select the level of insurance protection you need. You can perform all the treatments listed in the treatment group you select, including all treatments prior to your selection, providing you have the relevant theoretical and practical face to face training and qualifications. Please note that in respect to all injectable training, this must be provided by a Medical Professional. If you do not see a treatment you would like to perform, please get in touch with us.

Nurse
Doctor
Dentist
Beautician
Other
Essential

The core treatments for all aesthetic practitioners.

  • Botulinum toxin
  • General dermal fillers (temporary)
  • Chemical peels

From £478.80

Essential +

Essential+ covers treatments within the essential package in addition to:

  • Beauty/PDO thread lifts
  • Ear syringing (including microsuction)
  • Plasma machine

From £728

Laser

Laser covers treatments within the essential and essential+ packages in addition to:

  • Laser/IPL/LHE treatments
  • Laser skin tightening
  • Chemical peels

From £728

Comprehensive

Comprehensive covers treatments within the essential, essential+, and laser packages in addition to:

  • Body contouring/weight loss lipolysis
  • Photodynamic therapy
  • P&O shot

From Get in touch

Specialist

Specialist offers the widest scope of treatment cover for aesthetic practitioners. Incorporating treatments from our other packages.

  • Giosis - only covered to inject after the fat has been harvested

From Get in touch

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Learn more
Essential

The core treatments for all aesthetic practitioners.

  • Botulinum toxin
  • General dermal fillers (temporary)
  • Chemical peels

From £478.80

Essential +

Essential+ covers treatments within the essential package in addition to:

  • Beauty/PDO thread lifts
  • Ear syringing (including microsuction)
  • Plasma machine

From £728

Laser

Laser covers treatments within the essential and essential+ packages in addition to:

  • Laser/IPL/LHE treatments
  • Laser skin tightening

From £728

Comprehensive

Comprehensive covers treatments within the essential, essential+, and laser packages in addition to:

  • Body contouring/weight loss lipolysis
  • Mole/Skin Tag/Cyst/Wart/Milla removal
  • Permanent Dermal Fillers
Contact us
Specialist

Specialist offers the widest scope of treatment cover for aesthetic practitioners. Incorporating treatments from our other packages.

  • BodyTite
  • Desirial
  • Hair transplant
Contact us
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Learn more
Essential

The core treatments for all aesthetic practitioners.

  • Botulinum toxin
  • General dermal fillers (temporary)
  • Chemical peels

From £438.80

Essential +

Essential+ covers treatments within the essential package in addition to:

  • Beauty/PDO thread lifts
  • Sclerotherapy
  • Plasma machine

From £728

Laser

Laser covers treatments within the essential and essential+ packages in addition to:

  • Laser/IPL/LHE treatments

From £728

Comprehensive

Comprehensive covers treatments within the essential, essential+, and laser packages in addition to:

  • Body contouring/weight loss lipolysis
  • Photodynamic therapy
  • Rejuvenation
Contact us
Specialist

Specialist offers the widest scope of treatment cover for aesthetic practitioners. Incorporating treatments from our other packages.

  • Giosis
Contact us
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Learn more
Beauty

The core treatments for beauty practitioners.

  • General Beauty Treatments
  • Hairdressing
  • Hairdressing

From £112

Beauty +

Beauty+ includes additional beauty treatments, as well as the Beauty group of treatments.

  • Medical Needling
  • LED Treatments
  • ThermaVein

From £224

Essential

The core treatments for all aesthetic practitioners.

  • Chemical Peels
  • No Needle Mesotherapy
  • Shockwave Therapy

From £478.80

Essential +

Essential+ includes additional aesthetic treatments, as well as the Essential group of treatments.

  • Body contouring/weight loss lipolysis
  • Sculpting/Cool Tech
  • 3D Lipo and 3D LipoMed

From £728

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Learn more

Other professions

To find out more please contact us at 0345 634 3881 or email us at cosmeticsales@hamiltonfraser.co.uk.

You can also get a full quote, where all professions are stated here:

Get a quote
Nurse
Doctor
Dentist
Beauty Therapist
Other
Essential

This covers the core treatments for all aesthetic practitioners.

  • Botulinum toxin
  • General dermal fillers (temporary)
  • Chemical peels

From £478.80

Essential +

Essential+ covers treatments carried out within the essential package in addition to:

  • Beauty/PDO thread lifts
  • Ear syringing (including microsuction)
  • Plasma machine

From £728.00

Laser

Laser covers treatments carried out within the essential and essential+ packages in addition to:

  • Laser/IPL/LHE treatments
  • Laser skin tightening
  • Chemical peels

From £728.00

Comprehensive

Comprehensive covers treatments carried out within the essential, essential+, and laser packages in addition to:

  • Body contouring/weight loss lipolysis
  • Photodynamic therapy
  • P&O shot
Get in touch
Specialist

Specialist offers the widest scope of treatment cover for aesthetic practitioners. Incorporating treatments from our other packages as well as:

  • Giosis - only covered to inject after the fat has been harvested
Get in touch
Learn more
Essential

This covers the core treatments for all aesthetic practitioners.

  • Botulinum toxin
  • General dermal fillers (temporary)
  • Chemical peels

From £478.80

Essential +

Essential+ covers treatments within the essential package in addition to:

  • Beauty/PDO thread lifts
  • Ear syringing (including microsuction)
  • Plasma machine

From £728.00

Laser

Laser covers treatments within the essential and essential+ packages in addition to:

  • Laser/IPL/LHE treatments
  • Laser skin tightening

From £728.00

Comprehensive

Comprehensive covers treatments within the essential, essential+, and laser packages in addition to:

  • Body contouring/weight loss lipolysis
  • Mole/skin tag/cyst/wart/milla removal
  • Permanent dermal fillers
Get in touch
Specialist

Specialist offers the widest scope of treatment cover for aesthetic practitioners. Incorporating treatments from our other packages and also:

  • BodyTite
  • Desirial
  • Hair transplant
Get in touch
Learn more
Essential

This covers the core treatments for all aesthetic practitioners.

  • Botulinum toxin
  • General dermal fillers (temporary)
  • Chemical peels

From £478.80

Essential +

Essential+ covers treatments within the essential package in addition to:

  • Beauty/PDO thread lifts
  • Sclerotherapy
  • Plasma machine

From £728.00

Laser

Laser covers treatments within the essential and essential+ packages in addition to:

  • Laser/IPL/LHE treatments

From £728.00

Comprehensive

Comprehensive covers treatments within the essential, essential+, and laser packages in addition to:

  • Body contouring/ weight loss lipolysis
  • Photodynamic therapy
  • Rejuvenation
Get in touch
Specialist

Specialist offers the widest scope of treatment cover for aesthetic practitioners. Incorporating treatments from our other packages as well as:

  • Giosis
Get in touch
Learn more
Beauty

This covers the core treatments carried out by beauty practitioners.

  • General beauty treatments
  • Hairdressing
  • Ear piercing

From £112.00

Beauty +

Beauty+ includes additional beauty treatments, as well as the Beauty group of treatments.

  • Medical needling
  • LED treatments
  • ThermaVein

From £224.00

Essential

This covers the core treatments carried out by all aesthetic practitioners.

  • Chemical peels
  • No needle mesotherapy
  • Shockwave therapy

From £478.80

Essential +

Essential+ covers treatments within the essential package in addition to:

  • Cryolipolysis/cryolipo/coo
  • Sculpting/cool tech
  • 3D Lipo and 3D LipoMed

From £728.00

Learn more

Is your profession not listed above?

For all other professions, please visit our online quote. After selecting your profession, a list of all available treatment groups will be shown and you will be able to proceed with your quote.

Alternatively, contact the team directly on 0800 634 3881 or email at cosmeticsales@hamiltonfraser.co.uk.

Get a quote

Get a quote today!
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Contact us

Our insights

Over the years we have gained some experience. Every week we like to share them with you. Check in with our blog.

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How to make sure your patients leave happy

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10 ways AI is revolutionising aesthetic medicine

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Men’s aesthetics: Breaking stereotypes

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The importance of insurance with Nicola Bowtell

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see all insights

Other products we offer

We provide bespoke cover designed for the individual needs of your business including:

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Clinic, salon and surgery insurance

Whether you own or lease a premises, it is important to have the right cover in place to protect your assets

Cyber liability insurance
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Protection to insure you against cyber and data breaches that could cause loss of vital business services

Directors' and officers' insurance

Designed to protect you from failure in your duties to manage your business effectively
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Get in touch

What people say about us

We pride ourselves on our excellent customer service and our customer testimonials reflect this. Here is what they have to say about their experience of being insured with Hamilton Fraser.

about us

Mrs Hilton

Revitalise you aesthetics

"Excellent customer service and cosmetic insurance package. Would highly recommend!!”

Ms A Smith

LBL aesthetics

“The best company for cosmetic insurance. Honestly super helpful staff.”

Louise Webber

Dr Webber aesthetics

“Excellent service and a competitive quote on insurance. Very knowledgeable specialist team.”

Ms Bates Robinson

“Very informative and helpful, easy communication and a straightforward process.”

Get a quote today!
We’ve made the process easy

Get a quote
Contact us