Protecting the things that matter most

Hamilton Fraser provides specialist insurance and ancillary services to the private rented property sector and the cosmetic and aesthetic practitioner industry. We believe in providing expert customer support and our focus is on providing comprehensive products for our customers at competitive prices.

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One Team, One Goal

Celebrating more than 20 years in business

We started offering insurance products in 1996 specialising in property and medical indemnity insurance. These two niches remain at the heart of everything we do. Our 20th anniversary in 2016 was an important milestone for the company as we were positioned in the top 100 independent insurance brokers in the UK.

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Simple deposit protection with mydeposits

In 2007 it became a legal requirement for landlords and letting agents to protect their tenants’ deposits with a government authorised scheme. Hamilton Fraser launched mydeposits the same year and we now protect more than £1BN of deposits on behalf of landlords and lettings agents across the UK and Channel Islands.

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Protecting the things that matter most

Experts in Specialist Insurance

Since 1996, Hamilton Fraser has provided specialist insurance products for the private rented property sector and the cosmetic and aesthetic practitioners industry. Our dedicated experts excel at delivering high quality customer service and tailored insurance policies that meet your business requirements. With more than 20 years of experience, we understand our markets which helps us to provide you with relevant and competitive insurance solutions that support you in running successful and professional businesses.

About Us

What we do

Insurance Services

We partner with the most secure UK insurance companies to ensure comprehensive and competitive cover is in place for our customers. We have a dedicated claims teams who are just one call away should the unthinkable happen. We offer a more bespoke service for larger and more complex risks including business reviews and risk management advice.

Hamilton Fraser - Landlord Insurance

Landlord Insurance

Providing competitive and comprehensive cover for landlords since 1996 including buildings, loss of rent and liability insurance.

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Hamilton Fraser - Commercial Property Owners

Commercial Property

Commercial property insurance tailored exactly to your specification and budget, including single property or portfolio landlords.

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Hamilton Fraser - Professional Indemnity

Professional Indemnity

Comprehensive insurance to protect your business against claims of negligence when your service fails to meet expectations.

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Hamilton Fraser - Cosmetic Insurance

Cosmetic Insurance

Industry leading medical indemnity and business insurance services for cosmetic and aesthetic practitioners.

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What we do

Tenancy Deposit and Client Money Protection

Since 2007 Hamilton Fraser has provided this specialist protection via its government authorised schemes. We insure landlord and tenant monies held by some of the UK’s largest managing and letting agents as well as protecting tenant money on behalf of more than 150,000 landlords throughout the UK and Channel Islands.

Deposit Protection

Tenancy Deposit Protection

mydeposits offers a simple deposit protection solution for landlords and letting agents via it’s insurance and custodial schemes both of which offer free and impartial dispute resolution at the end of the tenancy.

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Client Money Protection

Client Money Protection

Client Money Protect is a membership scheme open to managing and letting agents that secures landlord and tenant money if it is stolen or misappropriated by their agent whilst in their custody and control.

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What we do

Legal and Redress Services

Hamilton Fraser has been operating independent redress and third party escalated complaint schemes since 2014 for both the private rented property and cosmetic sectors. In June 2017, HF Resolution Ltd, a subsidiary of Hamilton Fraser, acquired one of the industry’s leading tenant eviction solicitor firms, Landlord Action.

Property Redress Scheme

An ombudsman membership scheme for letting and estate agents authorised by the Chartered Trading Standards Institute.

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Cosmetic Redress Scheme

A voluntary membership scheme for all cosmetic and beauty professionals to help you comply with European dispute resolution requirements.

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Landlord Action

The first ever fixed-fee tenant eviction service founded in 1999. We can assist you with problem tenants, squatters, rental debts and other housing law matters in England and Wales.

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Company

Latest News

Hamilton Fraser acquires Landlord Action

HF Resolution Ltd, a subsidiary of Hamilton Fraser, has acquired one of the industry’s leading tenant eviction solicitor firms, Landlord Action Limited. Landlord Action was founded in 1999 as the first ever fixed-fee tenant eviction service. Led by Founder Paul Shamplina,

Posted: 22nd June 2017
How to start a successful business – view from Eddie Hooker

Starting a successful business from scratch is not an easy process. It’s not just a case of thinking of an idea and running with it. To have a fighting chance of making it a success there are a myriad of decisions

Posted: 19th June 2017
Mayor of London to ‘name’ rogue landlords – view from Eddie Hooker

The Mayor of London, Sadiq Khan, has announced his plans to fulfil one of his campaign pledges later this year. Khan intends to launch a website to name and shame landlords and agents in London who, intentionally or negligently, break the

Posted: 4th May 2017