Insurance Services

Protecting the things that matter most

Hamilton Fraser provides specialist insurance and ancillary services to the private rented property sector and the cosmetic and aesthetic practitioner industry. We believe in providing expert customer support and our focus is on providing comprehensive products for our customers at competitive prices.

Find Out More

One Team, One Goal
Celebrating 20 Years

Celebrating more than 20 years in business

We started offering insurance products in 1996 specialising in property and medical indemnity insurance. These two niches remain at the heart of everything we do. Our 20th anniversary in 2016 was an important milestone for the company as we were positioned in the top 100 independent insurance brokers in the UK.

Find Out More

Deposit Protection Solutions

Simple deposit protection with mydeposits

In 2007 it became a legal requirement for landlords and letting agents to protect their tenants’ deposits with a government authorised scheme. Hamilton Fraser launched mydeposits the same year and we now protect more than £1BN of deposits on behalf of landlords and lettings agents across the UK and Channel Islands.

Find Out More

Hamilton Fraser | About Us
Protecting the things that matter most

Experts in Specialist Insurance

Since 1996, Hamilton Fraser has provided specialist insurance products for the private rented property sector and the cosmetic and aesthetic practitioners industry. Our dedicated experts excel at delivering high quality customer service and tailored insurance policies that meet your business requirements. With more than 20 years of experience, we understand our markets which helps us to provide you with relevant and competitive insurance solutions that support you in running successful and professional businesses.

About Us

What we do

Insurance Services

We partner with the most secure UK insurance companies to ensure comprehensive and competitive cover is in place for our customers. We have a dedicated claims teams who are just one call away should the unthinkable happen. We offer a more bespoke service for larger and more complex risks including business reviews and risk management advice.

Hamilton Fraser | Total Landlord Insurance

Landlord Insurance

Providing competitive and comprehensive cover for landlords since 1996 including buildings, loss of rent and liability insurance.

Find Out More
Hamilton Fraser Commercial Property Owners

Commercial Property

Commercial property insurance tailored exactly to your specification and budget, including single property or portfolio landlords.

Find Out More
Hamilton Fraser Professional Indemnity

Professional Indemnity

Comprehensive insurance to protect your business against claims of negligence when your service fails to meet expectations.

Find Out More
Hamilton Fraser Cosmetic Insurance

Cosmetic Insurance

Industry leading medical indemnity and business insurance services for cosmetic and aesthetic practitioners.

Find Out More

What we do

Tenancy Deposit and Client Money Protection

Since 2007 Hamilton Fraser has provided this specialist protection via its government authorised schemes. We insure landlord and tenant monies held by some of the UK’s largest managing and letting agents as well as protecting tenant money on behalf of more than 150,000 landlords throughout the UK and Channel Islands.

Hamilton Fraser | Tenancy Deposit Scheme mydeposits

Tenancy Deposit Protection

mydeposits offers a simple deposit protection solution for landlords and letting agents via it’s insurance and custodial schemes both of which offer free and impartial dispute resolution at the end of the tenancy.

Find Out More

Client Money Protect

Client Money Protection

Client Money Protect is a membership scheme open to managing and letting agents that secures landlord and tenant money if it is stolen or misappropriated by their agent whilst in their custody and control.

Find Out More

What we do

Legal and Redress Services

Hamilton Fraser has been operating independent redress and third party escalated complaint schemes since 2014 for both the private rented property and cosmetic sectors. In June 2017, HF Resolution Ltd, a subsidiary of Hamilton Fraser, acquired one of the industry’s leading tenant eviction solicitor firms, Landlord Action.

Property Redress Scheme

Property Redress Scheme

An ombudsman membership scheme for letting and estate agents authorised by the Chartered Trading Standards Institute.

Find Out More
Cosmetic Redress Scheme

Cosmetic Redress Scheme

A voluntary membership scheme for all cosmetic and beauty professionals to help you comply with European dispute resolution requirements.

Find Out More
Landlord Action

Landlord Action

The first ever fixed-fee tenant eviction service founded in 1999. We can assist you with problem tenants, squatters, rental debts and other housing law matters in England and Wales.

Find Out More
Company

Latest News

Stick or Twist: Maintain or Innovate? – view from Eddie Hooker

So far we’ve discussed how to start a successful business, get your first customer and employ your first employee.  Now you’re asking “Should I innovate and ‘pivot’ or should I stick to what we are good at?” Before we go any further,

Posted: 22nd August 2017
BIBA Tournament

Every year Hamilton Fraser takes part in the BIBA Tournament and on Thursday 23rd June our 5-a-side team brought home silverware for the first time since 2014. The team made up by Adam Wallace, Tim Frome, Ben Louka, Chris Touli, Sam Louka,

Posted: 8th August 2017
Taking on your first employee – view from Eddie Hooker

In my previous blogs, I discussed how I set up my own business and some tips for obtaining your first customers. Unless you are setting up to work purely on your own, taking on your first employee will be your next

Posted: 31st July 2017