Protecting the things that matter most
Hamilton Fraser provides specialist insurance and ancillary services to the private rented property sector and the cosmetic and aesthetic practitioner industry. We believe in providing expert customer support and our focus is on providing comprehensive products for our customers at competitive prices.
Celebrating more than 20 years in business
We started offering insurance products in 1996 specialising in property and medical indemnity insurance. These two niches remain at the heart of everything we do. Our 20th anniversary in 2016 was an important milestone for the company as we were positioned in the top 100 independent insurance brokers in the UK.
Simple deposit protection with mydeposits
In 2007 it became a legal requirement for landlords and letting agents to protect their tenants’ deposits with a government authorised scheme. Hamilton Fraser launched mydeposits the same year and we now protect more than £1BN of deposits on behalf of landlords and lettings agents across the UK and Channel Islands.
Experts in Specialist Insurance
Since 1996, Hamilton Fraser has provided specialist insurance products for the private rented property sector and the cosmetic and aesthetic practitioners industry. Our dedicated experts excel at delivering high quality customer service and tailored insurance policies that meet your business requirements. With more than 20 years of experience, we understand our markets which helps us to provide you with relevant and competitive insurance solutions that support you in running successful and professional businesses.
What we do
We partner with the most secure UK insurance companies to ensure comprehensive and competitive cover is in place for our customers. We have a dedicated claims teams who are just one call away should the unthinkable happen. We offer a more bespoke service for larger and more complex risks including business reviews and risk management advice.
Providing competitive and comprehensive cover for landlords since 1996 including buildings, loss of rent and liability insurance.Find Out More
Commercial property insurance tailored exactly to your specification and budget, including single property or portfolio landlords.Find Out More
Comprehensive insurance to protect your business against claims of negligence when your service fails to meet expectations.Find Out More
What we do
Tenancy Deposit and Client Money Protection
Since 2007 Hamilton Fraser has provided this specialist protection via its government authorised schemes. We insure landlord and tenant monies held by some of the UK’s largest managing and letting agents as well as protecting tenant money on behalf of more than 150,000 landlords throughout the UK and Channel Islands.
mydeposits offers a simple deposit protection solution for landlords and letting agents via it’s insurance and custodial schemes both of which offer free and impartial dispute resolution at the end of the tenancy.
What we do
Complaint Redress Schemes
Hamilton Fraser has been operating independent redress and third party complaints schemes since 2014 for both the private rented property and cosmetic sectors. We offer a fast and cost effective solution for small to medium sized business to help you comply with these increasingly mandatory requirements.
An ombudsman membership scheme for letting and estate agents authorised by the Chartered Trading Standards Institute.
The Mayor of London, Sadiq Khan, has announced his plans to fulfil one of his campaign pledges later this year. Khan intends to launch a website to name and shame landlords and agents in London who, intentionally or negligently, break thePosted: 4th May 2017
Landlords warned about using Gumtree on tomorrow night’s “Nightmare Tenants, Slum Landlords” Channel 5 TV show
“Nightmare Tenants, Slum Landlords” airs its second episode of the third series tomorrow night at 9pm on Channel 5 which explores the fallout one landlord faces after deciding to let her property through Gumtree. Despite not knowing much about how GumtreePosted: 14th March 2017
Hamilton Fraser, parent company to Cosmetic Insurance, mydeposits, Total Landlord Insurance, the Property Redress Scheme, Client Money Protect and the Cosmetic Redress Scheme has announced the launch of its brand new website, designed to create an amalgamated hub for all itsPosted: 13th March 2017