The Evolution of Deposit Alternatives (2020) - Hamilton Fraser's Property Podcast

In the first podcast of 2020, Eddie and Paul kick off the year by introducing our first ‘deposit alternative’ episode. Eddie and Paul are joined by the Co-Founders of deposit replacement scheme, Ome, Matt Hooker and Nick Hamatsos who discuss a new breed of deposit scheme.

The introduction of deposit alternatives, or deposit replacement schemes as they are also known, has seen a sharp increase over the last year.

Eddie, Paul, Matt and Nick take a dive into the changing world of deposits and discuss how the increasing desire for renting, flexibility and choice, has impacted on the tenancy deposit market, and what this could mean for landlords, agents and their tenants.

Focusing on the evolution of deposit alternatives, Matt and Nick explain the advantages that deposit replacement schemes can offer landlords and their tenants, particularly in relation to market choice and transparency, as well as helping to continually support raising standards in the industry. Eddie and Paul share their knowledge of the current market, facilitating discussion into the future of deposits in the industry, including recent conversations in the private rented sector surrounding deposit replacements, deposit loans, and the idea of a lifetime deposit.

Eddie and Paul also discuss breaking industry news, including the banning of section 21, court delays, encouraging landlords to take tenants with pets, current confidence in the market, and whether Eddie should be the next housing minister!

Mixing things up for 2020, Eddie asks Matt, Nick and Paul a new closing question, ‘Who would your dream co-tenant be, and why?’



Missed the previous podcasts in the series? Don’t worry, you can catch up with industry news here!

Previous guests include:

  • Sean Hooker, Head of Redress at the Property Redress Scheme
  • Kate Faulkner, market analyst, commentator and co-author of ‘The Landlord’s Friend’
  • Tessa Shepperson, residential property lawyer and Managing Director of Landlord Law
  • Tony Gimple, Founding Director of Less Tax 4 Landlords
  • Jeremy Leaf, Principal of Jeremy Leaf & Co Chartered Surveyors and Estate Agents

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