What is building insurance?

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Building insurance will cover the physical property for the financial cost of repairing structural damage to the building in the event of perils such as fire, flood, storm, burst pipe, accidental damage or theft. Most landlord insurance will include the floors, walls and roof as well as any fitted or permanent fixtures such as a bathroom suite.

Related questions

• What happens if I insure my property for a lower sum insured than it would cost to rebuild?
• What does buildings sum insured mean?
• Is my bathroom or fitted kitchen covered within buildings insurance?
• What is covered under buildings on a landlord’s policy?