Is buildings insurance a legal requirement for landlords?

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There is no legal requirement for a landlord to have building insurance for their rental property, but it will often be a requirement of your mortgage lender. A standard home insurance policy isn’t designed for rental properties – you need specialist landlord insurance that will provide you with adequate cover in the event that your property is vandalised or damaged by a flood.

Related questions

• What happens if I insure my property for a lower sum insured than it would cost to rebuild?
• What does buildings sum insured mean?
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